The foundation of any robust financial strategy involves gaining a comprehensive understanding of our clients' current and future cash flow.

Taking the time to grasp how individuals navigate their everyday finances is crucial for shaping a successful strategy going forward.

Occasionally, an investment plan may seem feasible initially, but upon detailed analysis of projected income and expenses, a different perspective emerges. A common scenario is clients considering starting a family without factoring in the reduced income during maternity/paternity leave or potential childcare costs upon returning to work.

In addition to recognizing shifts in our clients' income and expenses, the Ngoc Hoa Huynh team collaborates with them to provide strategies for monitoring and managing their daily finances.